Your homeowner’s policy does not protect against HVAC issues from general wear and tear, lack of maintenance, or age. A standard policy covers damage to the system due to “peril or disaster.” Homeowner’s insurance generally extends to your whole-home HVAC equipment. However, you can purchase a home warranty anytime for any reason. Often, homeowners initiate a home warranty at the time of a home sale. 🌳 Home warrantyĪ home warranty is a supplemental type of coverage that provides low-cost repair or replacement of specific home systems and appliances, including your heating and cooling systems. Some dealers include a labor warranty with all their installations.

This means the dealer won’t charge for future service or will offer a discount on services within a set time. The dealer who installs your HVAC equipment may offer a labor warranty. Some extended warranties last up to 20 years. 🗓️ Extended warrantyĪt the time of purchase, you may be able to pay an additional fee for a longer parts warranty. Our warranty guide can help you determine if your HVAC system is still under warranty. If you buy a home from someone else, the HVAC equipment is no longer covered, even if it’s still within the warranty period. They usually only apply to the original owner of the equipment.

Most standard parts warranties cover 5-10 years. This means the manufacturer will pay for parts that break within a certain time. When a piece of HVAC equipment is new, it usually comes with a limited warranty from the manufacturer. Types of HVAC warranty ⚙️ Standard parts warranty Need your HVAC system repaired? We can help.

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